The opinions expressed in this blog are my own, not the opinions of my current employer or the opinions of any of my former employers and might diverge from their current, past or future opinions on the subjects I discuss. 

The opinion expressed are not the opinions of any of the associations I was part of in the past or I am part of today.

All the content of this blog is mine: it can be freely quoted in academic papers and free publications as long as credit is provided and the content is linked, but can’t be included into any paid publication like books, e-books, web content behind a paywall or any money-generating media without prior written authorization.

I reserve the right to change my mind on any of the subjects I write about and the freedom to share or not to share my revised opinion.

While I take no responsibility for the comments made by others on my blog I reserve the right to delete any comment as I see appropriate without the obligation to provide an explanation of my action.

I provide credit to my sources to the best of my knowledge: I will be happy to revise and correct any quote and credit if notified.

While I share my experience (positive or otherwise) in full honesty your mileage may vary and what worked for me might not work for you: the readers are the sole responsible for taking or not taking any action or decision (financial or otherwise) based on what I write in this blog.

I am not making money out of this blog nor get free products or perks of any type associated with my blogging activity.

There is no conflict of interests between this blog and my work or financial activities.

I reserve the right to change the terms of this disclaimer at any time.